Tuesday, 24 December 2024

HMRC Encourages Landlords to Disclose Unpaid Taxes to Avoid Penalties

 If you’re a landlord, you might have heard of HMRC's recent announcement about the Let Property Campaign. This initiative encourages landlords to come forward and address any unpaid taxes on rental income, regardless of whether they own a single property, multiple properties, a vacation home, or rent out a room above the Rent-a-Room Scheme threshold.

 

HMRC has made it clear that landlords who haven't disclosed their rental income need to take action immediately. After disclosing, they have a 90-day window to figure out and pay any tax that's due. Not doing so could result in hefty fines or even legal proceedings if HMRC discovers the unpaid taxes at a later stage.

 

Landlords will owe tax on their rental income, minus any allowable expenses and deductions. The amount of tax owed depends on their individual tax bracket (basic or higher rate). It’s best to seek the help of accountants for landlords if you need assistance.

 

Several common pitfalls can lead to tax troubles for landlords. These include renting out a property after moving in with a partner and failing to report the income, continuing to rent out a marital home post-divorce without disclosure, and overlooking the requirement to declare rental income from inherited properties.

 

Other scenarios that might initially seem innocuous, like leasing a property to help cover care home expenses or renting out a flat to college students, can also lead to errors in reporting rental income.

 

Note that claiming ignorance about the taxability of rental income in these situations will not absolve you of responsibility, so consult with your accountant to make sure that you’re staying compliant.

 

How our accountants for landlords can help

 

At Allenby Accountants, we have a team of experienced accountants who specialise in landlord taxes and can guide you through the process of disclosing and paying rental income taxes. Our expert knowledge of the tax system ensures that all your rental income is declared correctly, minimising the risk of penalties or legal action from HMRC.

 

Call us today at 0208 914 8887 to schedule a consultation.


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